We value your privacy

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Privacy Policy

Thank you for visiting carinsuranceexplain.com. We are committed to respecting your privacy and protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. By accessing or using the site, you consent to the practices described in this policy.

This website operates in accordance with international privacy laws, including:

  • United States – California Consumer Privacy Act (CCPA), COPPA
  • United Kingdom & European Union – General Data Protection Regulation (GDPR)
  • Canada – Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Australia – Privacy Act 1988

Who We Are

carinsuranceexplain.com is an educational resource about auto insurance. It is operated on the WordPress platform and allows users to leave public comments on posts. We use Google AdSense for advertising and Burst Statistics for privacy-conscious analytics.

Information We Collect

Information You Provide Voluntarily

When you leave a comment, we collect:

  • Your name (or screen name)
  • Email address (not publicly shown)
  • Optional website URL
  • The content of your comment

This data is stored on our WordPress server and managed through built-in commenting features.

Automatically Collected Information

When you access our site, we may automatically collect:

  • Your IP address
  • Browser type and version
  • Operating system and device type
  • Referring URLs
  • Pages viewed and time spent
  • General location (based on IP)
  • Click actions

Cookies

We use cookies to:

  • Save your preferences
  • Enable comment features
  • Track site performance
  • Serve ads via third parties

You can disable cookies in your browser at any time.

How We Use Your Information

Your information is used to:

  • Display and moderate user comments
  • Analyze anonymized traffic via Burst Statistics
  • Deliver contextual or personalized ads via Google AdSense
  • Detect spam and protect site integrity
  • Improve user experience and content relevance

We do not sell or rent your personal data.

Third-Party Services

Google AdSense

Our site uses Google AdSense to display ads. Google may collect data through cookies or device identifiers. Ad personalization can be controlled via your Google Ad Settings.

Google’s use of data is governed by its own Privacy Policy.

Burst Statistics

We use Burst Statistics to analyze aggregated visitor behavior. This privacy-first tool:

  • Does not collect personal information
  • Does not set invasive third-party tracking cookies
  • Helps us improve content based on anonymous trends

Legal Basis for Processing (GDPR, UK-GDPR)

For users in the UK or EU, we process your personal data on one or more of the following legal bases:

  • Your consent (e.g., accepting cookies)
  • Our legitimate interest (e.g., preventing spam, improving user experience)
  • Compliance with a legal obligation
  • Performance of a contract, if applicable

Your Rights

Depending on your jurisdiction, you have the right to:

Region Rights
USA (CCPA) Access, deletion, opt-out of data sale (we do not sell), non-discrimination
UK/EU (GDPR) Access, correction, deletion, restriction, objection, portability
Canada (PIPEDA) Access, correction, withdraw consent
Australia Access, correction, complain to the OAIC

Data Retention

Security Measures

We follow standard WordPress security practices, including:

We cannot guarantee 100% protection, but we implement reasonable measures to secure your data.

Children’s Privacy

Our content is intended for general audiences. We do not knowingly collect data from children under the age of 13. If we learn we’ve collected data from a child, we will delete it immediately.

International Data Transfers

Our servers may be located in the United States or other countries. By using our site, you agree to the transfer of your information to these jurisdictions, where privacy laws may differ.

We take reasonable steps to ensure international data is protected through contractual and technical safeguards.

Changes to This Policy

We may update this Privacy Policy to reflect legal changes or site updates. All revisions will be posted on this page, with the updated “Effective Date” at the top.