Thank you for visiting carinsuranceexplain.com. We are committed to respecting your privacy and protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. By accessing or using the site, you consent to the practices described in this policy.
This website operates in accordance with international privacy laws, including:
- United States – California Consumer Privacy Act (CCPA), COPPA
- United Kingdom & European Union – General Data Protection Regulation (GDPR)
- Canada – Personal Information Protection and Electronic Documents Act (PIPEDA)
- Australia – Privacy Act 1988
Who We Are
carinsuranceexplain.com is an educational resource about auto insurance. It is operated on the WordPress platform and allows users to leave public comments on posts. We use Google AdSense for advertising and Burst Statistics for privacy-conscious analytics.
Information We Collect
Information You Provide Voluntarily
When you leave a comment, we collect:
- Your name (or screen name)
- Email address (not publicly shown)
- Optional website URL
- The content of your comment
This data is stored on our WordPress server and managed through built-in commenting features.
Automatically Collected Information
When you access our site, we may automatically collect:
- Your IP address
- Browser type and version
- Operating system and device type
- Referring URLs
- Pages viewed and time spent
- General location (based on IP)
- Click actions
Cookies
We use cookies to:
- Save your preferences
- Enable comment features
- Track site performance
- Serve ads via third parties
You can disable cookies in your browser at any time.
How We Use Your Information
Your information is used to:
- Display and moderate user comments
- Analyze anonymized traffic via Burst Statistics
- Deliver contextual or personalized ads via Google AdSense
- Detect spam and protect site integrity
- Improve user experience and content relevance
We do not sell or rent your personal data.
Third-Party Services
Google AdSense
Our site uses Google AdSense to display ads. Google may collect data through cookies or device identifiers. Ad personalization can be controlled via your Google Ad Settings.
Google’s use of data is governed by its own Privacy Policy.
Burst Statistics
We use Burst Statistics to analyze aggregated visitor behavior. This privacy-first tool:
- Does not collect personal information
- Does not set invasive third-party tracking cookies
- Helps us improve content based on anonymous trends
Legal Basis for Processing (GDPR, UK-GDPR)
For users in the UK or EU, we process your personal data on one or more of the following legal bases:
- Your consent (e.g., accepting cookies)
- Our legitimate interest (e.g., preventing spam, improving user experience)
- Compliance with a legal obligation
- Performance of a contract, if applicable
Your Rights
Depending on your jurisdiction, you have the right to:
| Region | Rights |
|---|---|
| USA (CCPA) | Access, deletion, opt-out of data sale (we do not sell), non-discrimination |
| UK/EU (GDPR) | Access, correction, deletion, restriction, objection, portability |
| Canada (PIPEDA) | Access, correction, withdraw consent |
| Australia | Access, correction, complain to the OAIC |