At CarInsuranceExplain.com, our mission is simple:
to help everyday drivers make smart, confident decisions about auto insurance — without industry bias.
We’re a team of researchers, editors, and industry analysts dedicated to breaking down complex insurance topics into plain, actionable advice.
Why You Can Trust Us
We do not sell insurance. We are not owned by, affiliated with, or financially backed by any insurer.
This means we have no stake in what policy you choose — and that gives us the freedom to be 100% independent and honest.
“Independence is critical in assessing the fairness and competitiveness of insurance products.” — National Association of Insurance Commissioners (NAIC)
How We Make Money (Full Transparency)
Some of our articles may contain affiliate links or referrals. If you click through and choose a policy or service, we may earn a small commission — at no cost to you.
That said:
- We do not accept paid placements or endorsements.
- Our recommendations are based on merit, not money.
- Compensation never influences our editorial judgment.
We exist to serve readers — not insurers.
Our Editorial Approach
All our content is:
- Written and reviewed by insurance analysts and finance writers with experience in the industry
- Fact-checked and updated regularly for accuracy and relevance
- Aligned with publicly available data from sources like:
- ISO — for industry analytics and risk assessment
- NAIC — for regulatory insights and consumer protection standards
- J.D. Power — for unbiased customer satisfaction ratings
“The most valuable data is data without agenda.” — J.D. Power
Why We Exist
The world of auto insurance is flooded with noise, jargon, and sales tactics.
We’re here to offer a clear, honest, and user-first resource — built around facts, not funnels.
Whether you’re a first-time buyer or shopping for a better deal, we’ll help you understand:
- Coverage options
- Real-world prices
- How insurers are rated
- How to file claims
- What to avoid
Get in Touch
We love feedback, corrections, and questions.
Last updated: July 2025